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"The puritanism of Christianity has played havoc with the moderation that an enlightened and tolerant critical spirit would have produced. I've noticed that in whatever country, county, town, or other region there is a regulation enjoining temperance, the population seems to be entirely composed of teetotallers and drunkards. There's a Bible on that shelf there. But I keep it next to Voltaire - poison and antidote."


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  • 100% Financing Or No Down Payment and Bad Credit Mortgage Loans
    Sub-prime lenders now offer financing packages with zero down. Interest rates are higher on these types of loans, but they make purchasing a house easier. And unlike a conventional loan, there is no private mortgage insurance required. There are two types ...

  • 100% Financing Or No Down Payment & Bad Credit Mortgage Loans
    Sub-prime lenders now offer financing packages with zero down. Interest rates are higher on these types of loans, but they make purchasing a house easier. And unlike a conventional loan, there is no private mortgage insurance required. There are two ...

  • 100% Guaranteed Approval On Payday Loans: No Need To Lose Sleep Over Refusal
    100% guaranteed approval for payday loans is boon for people who live from paycheck to paycheck. We all confront financial crunch, at one or the other point in day-to-day life. Something urgent comes up that cannot wait for your paycheck. Worst still, you ...

  • 100% Home Equity Loans - Should You Max Out Your Home's Equity?
    A 100% home equity loan can free up your cash at a low interest rate. While favorable rates and tax benefits make this option look good, consider your own financial situation first. Asking yourself the following questions will give you a better idea ...

  • 100 Percent Refinance – No Down Payment Refi Loans
    Refinancing 100 percent of your loan allows you to cash out all of the value of your home. With no down payment required, you can use your money to pay off debt, invest in other property, or remodel your current home. When refinancing, make sure that you ...

  • 125% Home Equity Loans - How To Eliminate Debts With A No Equity Loan
    With a good credit rating, you can eliminate high interest debts with a low rate home equity loan. Borrowing up to 25% of the value of your home, you don't have to have equity to qualify for a second mortgage. With low rates, you can cut your payments as ...

  • 1% Mortgage Loans... What's The Catch?
    While there are several different types of 1% mortgage loans, there are really only two major keys to winning with a 1% mortgage loan. The first key is to make sure the loan is set up correctly from the beginning. And the second is to make sure you are ...

  • 203(k) Loans Can Be Beneficial
    203(k) loans can be very beneficial. Learn how to use only one loan to both finance and repair real estate. It doesn't matter if you are new to the real estate investing business or have been a real estate investor for years, one thing that you will ...

  • 24 Hour No Credit Check Loans: Are They Really Available?
    Yes! 24 hour no credit check loans are really available. And they are available to just about anybody who applies for them. This may seem unbelievable to some people that there are lenders out there that are willing to approve unsecured loans for ...

  • 2nd Mortgage Loans
    If you are still confused about what a 2nd mortgage loan is and how you can use it to your advantage, you are literally losing money. If you are still confused about what a 2nd mortgage loan is and how you can use it to your advantage, you are ...

  • 2 Types Of Graduate Loans
    Normally, graduate students pay for tuition fee more than undergraduate. Therefore, the main purpose of graduate loans is to help fund their education. There are two venues in which graduate students can obtain graduate loans: the government and private ...

  • 401k Plan Loans - An Overview
    Allowing loans within a 401k plan is allowed by law, but an employer is not required to do so. Many small business just can't afford the high cost of adding this feature to their plan. Even so, loans are a feature of most 401k plans. If offered, an ...

  • 40-Year Mortgages: An Alternative to Interest-only Loans?
    Interest-only loans are quickly becoming a mainstream loan product. Borrowers who were initially turned-off by the perceived risk associated with an “interest-only” loan are now starting to see the benefits: Lower payments, less money tied up in equity, ...

  • About Personal Loans
    What are personal loans? They are unsecured loans that a borrower obtains for various purposes. This type of loan is often used to consolidate outstanding debt into one monthly payment, but it can be used for other things such as paying for a wedding, a ...

  • Adjustable Rate Mortgage Loans - Understanding The Basics
    Adjustable rate mortgages (ARM), developed when mortgage interest rates were high, can help you finance the purchase of a home with low interest rates. An ideal choice for those who expect their income to rise or move in a couple of years, an ARM also ...

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Loans News

Chile inflation slows as prices plunge in December - Columbia Missourian
Chilean inflation dipped to 7.1 percent last year as the slowing world economy brought the country's biggest one-month price decline in 42 years in December, the government said Tuesday. Inflation slowed from 7.8 percent in 2007, and oil prices and ...

Fed invests in mortgage market - Cincinnati.com
The program, initially announced Nov. 25, allows the Fed to spend $500 billion to buy mortgage-backed securities guaranteed by mortgage giants Fannie Mae and Freddie Mac and another $100 billion to directly purchase mortgages held by Fannie, Freddie ...

Subaru posts slight 2008 sales increase in US - WTOP Radio
CHERRY HILL, N.J. (AP) - Subaru says its U.S. sales crept higher in 2008 on strong demand for Forester and Impreza models. The Japanese company is set to be the only major automaker to post an increase in yearly sales. Subaru of America says its ...

Gov't projects $6.5M in bailout costs through Jan. - Associated Press
WASHINGTON (AP) -- The government estimated Tuesday that it will spend $6.5 million by the end of January in salaries and other administrative costs for the $700 billion financial rescue program. The Treasury Department estimate was part of the ...

Chrysler's fall is steeper than others - WCPO
DETROIT (AP) - The steep declines in December sales that were posted earlier today by Ford and GM aren't as bad as Chrysler's. The automaker says its December U.S. sales fell by more than half. It also says it sold 30 percent fewer vehicles in 2008 ...

Arizona may seek first-ever bank loans - Reuters
SAN FRANCISCO (Reuters) - Arizona, which may run out of cash in 60 to 90 days, is in talks to open its first-ever line of credit from a bank, seeking up to $5.7 billion so it can pay its bills, the state treasurer said. Arizona's financial troubles ...

Flaherty says government, banks working to ensure people get loans - Am770chqr.com
Finance Minister Jim Flaherty speaks to reporters prior to pre-budget consultations Tuesday, Jan. 6, 2009 in Montreal. THE CANADIAN PRESS/Paul Chiasson" MONTREAL - The federal government and the country's banks have agreed to form a group to work on ...